You may be considering applying for Universal Credit during this time, if you are in receipt of any other benefits (Tax Credits, Housing Benefit, Council Tax Benefit) they may be affected by your claim. Therefore, we would recommend that you get advice and complete a ‘better off calculation’. There are free online tools which you can use to complete a better off calculation yourself however they can be complicated.
Your local Citizen’s Advice can support you with:
• Better Off Calculations to understand if Universal Credit is right for you and how it may affect your other benefits
• Negotiating arrangements around personal finances
• Finance Resilience i.e. the ability to cope with changes in circumstances
Reading through government information regarding support for the self-employed, since it was announced, and It has been summarised really well by Martin Lewis the Money Saving Expert. Find the formation below.
Support for young business owners
The Prince’s Trust and NatWest £5 million Enterprise Relief Fund will offer grants to 18 to 30-year olds across the UK who are self-employed and/or running their own business. In conjunction with cash grants, the initiative will offer one-to-one support. Find out more here.
https://www.princes-trust.org.uk/about-the-trust/coronavirus-response/enterprise- relief- fund?utm_campaign=Newsletter&utm_source=hs_email&utm_medium=email&utm_ content=86085721&_hsenc=p2ANqtz-8FC5zZD3xMd1QAdHeUx- RQd5RMxtvkQzZvjBAEHCAbX8UDkd4pOWOdueh- 8I5W0JMhoAktJOSk7m0qMTEyc5n9XeDH0w&_hsmi=86085721
Arts Council England have re-purposed all their investment in response to the Covid-19 crisis to create two emergency funding streams to support both individual artists/creative practitioners/freelancers (up to £2,500) and organisations (up to £35,000).
There are two rounds for submission, with deadlines on 16th and 30th April. Click here for more detailed information and guidance about each fund.
Voluntary/Charity/Third sector support – Emergency Funds for Voluntary & Community Groups:
Steve Morgan Emergency Fund https://stevemorganfoundation.org.uk/
The fund, of up to £1 million a week for an initial 12 weeks, is open to charities and not for profit organisations across the region (Merseyside, Cheshire (west of M6) & North Wales) to help with the costs of additional emergency services to support people affected by the virus; it will also help charities experiencing a loss of fundraising revenue to stay in business.
Applicant organisations need to have been operating before April 2018. Key on-line application questions (each response 100 words max) include:
• Please tell us about your organisation, its aims and main activities.
• What measures are you taking within your organisation to maintain services
during the current crisis?
• Please tell us why you need the money
• What will you use the emergency funding for to help your community in
hardship as a result of Covid-19?
• Where else have you applied for emergency funding, amount requested and
when you can expect a decision?
• How many people will directly benefit from this project?
You will also need to detail the following along with supporting documentation:
• Amount requested (initially over 12-week period)
• Total expenditure last financial year
• Amount of Unrestricted Reserves
• Total budget (expenditure) for 2019/20
Apply online at: Steve Morgan Eligibility & Application Form
If you do not meet any of the eligibility criteria your application will not be processed.
If you are unsure please email firstname.lastname@example.org P H Holt Foundation https://phholtfoundation.org.uk/
This local fund welcomes applications from small and medium sized Merseyside charities operating in any Merseyside borough. Its funding can provide help as you deliver new programmes to reach people affected by the pandemic, or help keep your vital charity services running
Resources for specific community-based activities
Supplies for beneficiaries i.e. emergency food, toiletries, household products
or other items
Help with running costs or overheads due to a disruption to existing services
Support for salary or volunteer costs to keep a service functioning
Assistance to deliver a service differently or to reach more people needing
To be eligible for an emergency grant, you must be a registered charity in Merseyside with an income under £1 million.
P H Holt will fund activities in one or more of the five metropolitan boroughs. Grants start at £1,000 with most awards falling between £5,000-£10,000.
These are for a single year. Contact the Foundation office on 0151 237 2663 any Wednesday to Friday if you would like further advice before sending your application in.
Check out its application form for further details which can be found at the website above.
National Lottery Community Fund
All National Lottery Community Fund (NLCF) funding decisions in the next six months (up to £300m of funding) will be devoted to responding to the COVID-19 crisis. The NLCF will prioritise existing grant holders and applicants with activities specifically geared to supporting communities through this crisis, and helping organisations overcome liquidity issues caused by COVID-19.
Leathersellers’ Company Charitable Fund
The Leathersellers’ Company has launched a fast track application process for one- off grants of up to £3,000. It could be particularly useful for funding small projects or to cover unexpected costs arising from COVID-19. Applications are open to UK registered charities who support:
– the homeless or those at risk of becoming homeless;
– provision of food and essential supplies;
– victims of domestic violence;
– nursing care to vulnerable patients.
The Yapp Charitable Trust
The Yapp Charitable Trust has invited small UK charities affected by the impact of COVID-19 to apply for grants of up to £3,000. Registered charities in England and Wales, with a total annual expenditure of less than £40,000, can apply for funding for core costs and staffing.
Heritage Emergency Fund
The National Lottery Heritage Fund has announced a £50m fund to support the heritage sector as an immediate response to the Coronavirus (COVID-19) outbreak. The Fund is available to organisations across the full breadth of heritage. Organisations which are either a current grantee, or still under contract following a previous grant, can apply.
Clothworkers’ Emergency Capital Programme1
The Clothworkers’ Emergency Capital Programme (CECP) will award small capital grants of up to £5,000 for essential capital items to adapt or increase services in response to the novel coronavirus (COVID-19) pandemic. Visit their website for details on eligibility and key features of the fund.
Innovate UK Smart Grants: January 2020
Deadlne: 22 April 2020
Smart is the new name for Innovate UK’s ‘Open grant funding’ programme. Innovate UK, part of UK Research and Innovation, is investing up to £25 million in the best game-changing and commercially viable innovative or disruptive ideas. All proposals must be business focused. Applications can come from any area of technology and be applied to any part of the economy. More details here